Insurance for Your Musical Instruments, is it worth it?
Whether you’re a musician, producer, or music fan, you know how critical musical instruments are. Many musicians rely on their instruments to make a living, so it’s essential to protect them with an insurance policy.
But what benefits does having instrument insurance provide? Let’s examine the advantages of having an insurance policy for your musical instruments and why it’s worth the investment.
Protection from Accidents & Theft
Theft is an unfortunate reality in our society, and thieves often target musical instruments because they can be sold quickly and easily. Even if you keep your instrument in a safe place at home or in a storage unit, accidents happen—and those accidents can cause damage to your instrument that might require costly repairs.
Keeping your electronic or acoustic accordion in top condition is important, but accidents and mishaps can happen no matter how careful you are. Insuring your accordion can help protect it in case of unexpected damage, loss, or theft.
It’s important to ensure that the insurance coverage is comprehensive and includes any electronic parts associated with the instrument. You’ll want to be sure that you are adequately protected against whatever life throws your way so you can keep playing for years to come.
Insurance can give you peace of mind knowing that if anything happens to your instrument due to theft or accidental damage, it will be covered by the policy.
Covered Repairs & Replacement Parts
If something does happen to your instrument, getting it fixed or replaced can be expensive. With an insurance policy, you won’t have to worry about costly repairs or paying for replacement parts out of pocket.
Instrument policies usually cover any repair costs associated with the instrument and replacement parts if necessary. This means that even if something goes wrong with your beloved instrument, you won’t have to break the bank trying to get it fixed.
Affordable Coverage Options
Instrument policies vary in cost depending on the type and size of your instrument and its age and condition. But no matter what instrument you own, affordable coverage options are available for almost any budget.
So, don’t let money stand between you and protect your valuable investment! Many policies also offer liability coverage if someone is injured while handling your instrument (vital for touring musicians). When you buy an accordion through an online retailer, such as the one below, you can opt to add an insurance plan to your purchase.
One of the most popular companies that offers policies for musical instrument insurances is ASURION. Please check with the retailer about plans and coverage policies that are available for your musical instrument.
Dino is a hobbyist accordionist who loves music, photography, architecture, design and a slew of other fun things. He decided to launch this blog due to an increasing popularity of the accordion. He learned how to play the accordion by ear as a child and then progressed on to keyboards and eventually a drum set. He grew up in the Balkans and now lives in California where he occasionally plays the accordion at birthday parties and NYE celebrations. He now shares his love for the accordion through this blog.